Cover surprise repairs. Compare 2026's best home warranty companies.
We reviewed the top home warranty providers — jump straight to our ranked list.
Free to compare · Advertiser disclosure
Warranties cover repair or replacement of major appliances and systems (HVAC, plumbing, electrical). Roofs, foundations, and cosmetic damage are not covered.
Plans run $35–$75/mo plus a $75–$125 service call fee per claim.
If your appliances are under 10 years old and still under manufacturer warranty, a plan may not be worth it. Older homes benefit most.
Most providers dispatch a technician within 24–48 hours; emergencies (no heat, no water) are prioritized same-day.
Ranked using our independent 5-factor methodology.
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