We earn commissions from brands listed on this site, which influences how listings are presented. Advertising Disclosure
Last updated: July 2026

Best Home Warranty Companies in the US 2026

Cover surprise repairs. Compare 2026's best home warranty companies.

  • ✓ Independent rankings
  • ✓ Real user reviews
  • ✓ Updated monthly
Editor's Top Pick

See our #1 recommendation

We reviewed the top home warranty providers — jump straight to our ranked list.

Free to compare · Advertiser disclosure

Frequently asked questions

What does a home warranty cover?

Warranties cover repair or replacement of major appliances and systems (HVAC, plumbing, electrical). Roofs, foundations, and cosmetic damage are not covered.

How much does it cost?

Plans run $35–$75/mo plus a $75–$125 service call fee per claim.

Is it worth it if my home is new?

If your appliances are under 10 years old and still under manufacturer warranty, a plan may not be worth it. Older homes benefit most.

How fast is service?

Most providers dispatch a technician within 24–48 hours; emergencies (no heat, no water) are prioritized same-day.

How our total score works
Filter the best options for you

The best home warranty providers of 1970

Ranked using our independent 5-factor methodology.

Loading providers…