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Last updated June 2024

Best Auto Warranty for June 2024

Choose from the top extended auto warranty programs from trusted providers

Our top choice
Endurance Extended Car Warranty
Excellent 9.4

Endurance - Full vehicle protection to cut your car repair costs

  • Coverage on vehicles up to 20 years old
  • Customizable coverage plans
  • 30-day money-back guarantee
  • 24/7 roadside assistance

Sign up and get $300 off your new contract

Complete Car Warranty
Very Good 8.9

Complete Car Warranty - Full vehicle protection to cut your car repair costs

  • Free Instant Quote
  • Accepted at all dealers and mechanics

Stateside Auto Warranty
Good 8.4

Stateside Auto Warranty - Save thousands on car repairs

  • Instant Quote
  • Unlimited Repair Claims

What is an Extended Auto Warranty?

When purchasing a new or used vehicle, one of the most important considerations is how to protect your investment. While new cars typically come with a manufacturer’s warranty, these warranties often expire after a few years or a certain number of miles. This is where extended auto warranties come into play. Also known as vehicle service contracts, extended auto warranties can provide peace of mind by covering repairs and replacements that can arise after the manufacturer's warranty has expired.

An extended auto warranty is essentially a service contract that covers certain repairs or services your vehicle may need after the manufacturer’s warranty expires. These warranties are typically sold by car dealerships, manufacturers, or third-party providers and can vary significantly in terms of coverage, duration, and cost.

"Extended auto warranties can offer valuable protection, but it's crucial for consumers to thoroughly research their options and understand the terms and conditions of the warranty they're purchasing," says John Nielsen, Managing Director of Automotive Engineering and Repair at AAA.

Types of Extended Auto Warranties

  • Powertrain Warranty: This type covers the engine, transmission, and other major parts of the drivetrain. It’s the most basic form of extended warranty.
  • Bumper-to-Bumper Warranty: More comprehensive than a powertrain warranty, this covers nearly all parts of the vehicle, excluding routine maintenance and wear items like brake pads and tires.
  • Named Component Warranty: Covers only the specific parts listed in the contract. This can include major components like the engine and transmission, as well as electrical systems and air conditioning.
  • Wrap Warranty: Designed to complement an existing powertrain warranty, it covers many parts not included in the powertrain warranty, making it similar to a bumper-to-bumper warranty.

What Do Extended Auto Warranties Cover?

The coverage of extended auto warranties can vary widely depending on the provider and the specific plan chosen. Generally, the following components can be covered:

  • Engine: Includes internal parts such as the pistons, crankshaft, and timing chain.
  • Transmission: Covers the transmission case and all internal parts.
  • Drivetrain: Includes driveshafts, axles, and other related components.
  • Electrical Systems: Such as the alternator, starter, and wiring.
  • Air Conditioning and Heating: Covers components like the compressor and condenser.
  • Fuel System: Includes the fuel pump and injectors.
  • Suspension: Covers parts like struts and shocks.
  • Steering: Includes the power steering pump and rack and pinion.

Pros of Extended Auto Warranties

  • Peace of Mind: One of the primary benefits of an extended auto warranty is the peace of mind it provides. Knowing that many potential repair costs will be covered can reduce stress and financial strain.
  • Protection from Unexpected Costs: Car repairs can be expensive, and having an extended warranty can help protect you from significant out-of-pocket expenses.
  • Increased Resale Value: Vehicles with an extended warranty can be more attractive to potential buyers, potentially increasing the resale value of your car.
  • Budgeting: With an extended warranty, you can better predict and manage your vehicle expenses, avoiding large, unexpected repair bills.

Cons of Extended Auto Warranties

  • Cost: Extended warranties can be expensive, and the cost can vary greatly depending on the coverage level and the provider.
  • Exclusions and Limitations: Not all repairs or parts are covered under extended warranties. Wear-and-tear items, routine maintenance, and certain high-cost repairs may not be included.
  • Usage Restrictions: Some warranties require you to use specific repair shops or dealerships, which can be inconvenient.
  • Overlap with Manufacturer’s Warranty: If you purchase an extended warranty before the manufacturer’s warranty expires, you may end up paying for coverage you don't need during the overlap period.

Potential Savings with Extended Auto Warranties

Extended auto warranties can save you money on costly repairs. For example, a major engine repair can cost several thousand dollars, while the cost of an extended warranty may be significantly less. Additionally, extended warranties often include added benefits such as roadside assistance, rental car reimbursement, and trip interruption coverage, which can further enhance the value.

Key Considerations When Choosing an Extended Auto Warranty

When comparing extended auto warranties, it's important to consider the following factors:

  • Coverage Details: Carefully review what is and isn't covered under the warranty. Look for comprehensive coverage that includes major systems and components.
  • Cost: Compare the cost of the warranty to the potential cost of repairs. Be wary of low-cost warranties that may have limited coverage or high deductibles.
  • Provider Reputation: Research the warranty provider’s reputation. Look for reviews and ratings from other customers to gauge their reliability and customer service.
  • Contract Terms: Understand the terms of the contract, including the duration of the coverage, mileage limits, and any exclusions or limitations.
  • Claim Process: Investigate the process for filing claims. A straightforward and efficient claims process can make using the warranty much easier when you need it.

Extended auto warranties can be a worthwhile investment for many car owners, providing peace of mind and financial protection against unexpected repairs. However, it's essential to carefully compare different plans, understand what is covered, and consider the reputation of the warranty provider. By doing your homework, you can find an extended auto warranty that offers the best value and protection for your specific needs.

"While an extended warranty can provide peace of mind and financial protection against unexpected repairs, it's essential to evaluate the cost versus the potential benefits. Not all extended warranties offer the same level of coverage, so buyers should be diligent in their comparison shopping," advises Laura Adams, Insurance and Finance Analyst.

FAQs about Extended Auto Warranties

Q: Do I need an extended auto warranty if I have a manufacturer’s warranty?
A: If your vehicle is still covered by the manufacturer’s warranty, you may not need an extended warranty immediately. However, purchasing one before the manufacturer’s warranty expires can provide continuous coverage.

Q: Can I buy an extended auto warranty for a used car?
A: Yes, extended auto warranties are available for both new and used cars. Coverage options and costs may vary depending on the age, mileage, and condition of the used vehicle.

Q: Are extended auto warranties worth the cost?
A: The value of an extended auto warranty depends on factors such as the cost of the warranty, the likelihood of needing major repairs, and your ability to cover unexpected expenses out of pocket. For many people, the peace of mind and financial protection make it a worthwhile investment.

Q: Can I cancel my extended auto warranty?
A: Most extended auto warranties offer a cancellation policy, typically within a specified period after purchase. If you cancel within this period, you may receive a full or partial refund. Be sure to read the contract for specific cancellation terms.

Q: What should I look for in an extended auto warranty provider?
A: Look for providers with a solid reputation, positive customer reviews, and a history of good customer service. It's also important to ensure they have a straightforward claims process and clear contract terms.

Endurance Auto Warranty

Endurance is known for its extensive coverage options, flexible payment plans, and strong customer service. They offer a range of plans that cater to different needs and budgets, making them a reliable choice for many vehicle owners.


  • Comprehensive Coverage: Wide range of plans tailored to different needs.
  • 24/7 Customer Support: Ensures assistance is always available.
  • Direct-to-Consumer Model: Simplifies the process by eliminating third-party administrators.
  • Flexible Payment Options: Accommodates different budgets.


  • Cost: Extended warranties can be expensive, particularly for older vehicles.
  • Claims Denial: Some customers report issues with claim denials due to misunderstandings of coverage.
  • Mixed Reviews: Customer experiences vary, with some reporting excellent service and others facing challenges.

Our Rating

Overall Score: 9.4/10

Read the full Endurance Auto Warranty review

Complete Car Warranty

Complete Car Warranty offers robust and comprehensive coverage options suitable for a variety of vehicles and customer needs. Their flexible payment plans and additional benefits make them an attractive choice for those looking to protect their investment.


  • Comprehensive Coverage: Wide range of plans that cater to different needs.
  • Additional Benefits: Offers valuable perks like 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage.
  • Flexible Payment Options: Allows customers to choose between monthly payments or paying in full without extra costs.


  • Cost: Premiums can be high for older vehicles.
  • Claims Denial: Some customers report issues with claims denials due to misunderstandings about coverage.
  • Mixed Reviews: While many customers are satisfied, some have reported issues with the claims process and customer service.

Our Rating

Overall Score: 8.9/10

Read the full Complete Car Warranty review

Stateside Auto Warranty

Stateside Auto Warranty provides a robust and flexible option for vehicle owners looking to protect themselves from unexpected repair costs. Its unique selling points, such as unlimited claims and no pre-approval requirements, make it a convenient choice.


  • Unlimited Claims: Customers can file an unlimited number of claims each year.
  • No Pre-Approval Needed: Simplifies the claims process by allowing repairs at any ASE-certified mechanic or dealership without prior approval.
  • Competitive Pricing: Offers significant discounts, making warranties more affordable.
  • High BBB Rating: An A+ rating from BBB indicates strong customer service and reliability.


  • Lack of Mobile App: No dedicated app for managing warranties and claims.
  • Limited Online Support: Absence of a comprehensive FAQ section or online help center.

Our Rating

Overall Score: 8.4/10

Read the full Stateside Auto Warranty review