Best Home Warranty Companies of 2026

We analyzed 185K reviews across Google, Trustpilot, Yelp, and Reddit to rank the top home warranty.

Providers reviewed

185K

Total reviews analyzed

July 2026

Last updated

The best home warranty of 2026

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1
AP
Amazon Protection Plans
4.6
Our score
Platform Rating Reviews
Google ★ 4.6 114K View
Trustpilot ★ 4.8 2M View
Total ★ 4.6 114K
💬 What Reddit says about Amazon Protection Plans
- Are Amazon protection plans worth it?r/amazon
- Extended warranty from Asurion (Amazon) worth it?r/Roborock
- Amazon Asurion protection plan: Worth it or not? ...r/Asurion
✦ AI Insight
Shop Amazon's Protection Plans for appliances and electronics.
Visit Amazon Protection Plans →
114K verified reviews
2
CW
Choice Home Warranty
4.0
Our score
Platform Rating Reviews
Google ★ 4.0 60K View
Total ★ 4.0 60K
💬 What Reddit says about Choice Home Warranty
- Choice Home Warranty; need reviews : r/homeownersr/homeowners
- I regret getting choice home warranty : r/RealEstater/RealEstate
- ⚠️ Choice Home Warranty: Paid $1386 for Nothing but ...r/homeowners
Visit Choice Home Warranty →
60K verified reviews
3
AC
AFC Home Club
4.0
Our score
Platform Rating Reviews
Google ★ 4.0 488 View
Total ★ 4.0 488
💬 What Reddit says about AFC Home Club
- Are these guys legitimate? AFC Home Club : r/homeownersr/homeowners
- America's First Choice Warranty : r/RealEstater/RealEstate
- Home Warranty Insurance : r/homeownersr/homeowners
Visit AFC Home Club →
488 verified reviews
4
FA
First American
3.6
Our score
Platform Rating Reviews
Google ★ 3.6 2K View
Total ★ 3.6 2K
💬 What Reddit says about First American
- Give it to me straight about First American warrantyr/homeowners
- First American Home Warranty ripped me off - Just don't do ...r/homeowners
- BEWARE of First American Home Warranty - They will F ...r/homeowners
Visit First American →
2K verified reviews
5
SW
Select Home Warranty
3.4
Our score
Platform Rating Reviews
Google ★ 3.4 6.2K View
Total ★ 3.4 6.2K
💬 What Reddit says about Select Home Warranty
- Be Cautious of Select Home Warranty : r/homeownersr/homeowners
- Beware of Select Home Warranty : r/homeownersr/homeowners
- I Started a Website to Expose My Frustrating Experience ...r/homeowners
Visit Select Home Warranty →
6.2K verified reviews
6
AS
American Home Shield
1.0
Our score
Platform Rating Reviews
Google ★ 1.0 2K View
Total ★ 1.0 2K
💬 What Reddit says about American Home Shield
- What are people's experiences with American Home Shield?r/homeowners
- American Home Shield Is a Waste of Money : r/RealEstater/RealEstate
- Don't do business with American Home Shieldr/homeowners
Visit American Home Shield →
2K verified reviews

Platform	Rating	Reviews
Google	★ 4.6	114K	View
Trustpilot	★ 4.8	2M	View
Total	★ 4.6	114K

Platform	Rating	Reviews
Google	★ 4.0	60K	View
Total	★ 4.0	60K

Platform	Rating	Reviews
Google	★ 4.0	488	View
Total	★ 4.0	488

Platform	Rating	Reviews
Google	★ 3.6	2K	View
Total	★ 3.6	2K

Platform	Rating	Reviews
Google	★ 3.4	6.2K	View
Total	★ 3.4	6.2K

Platform	Rating	Reviews
Google	★ 1.0	2K	View
Total	★ 1.0	2K

Frequently asked questions

Is a home warranty worth it?

For homes with aging appliances or HVAC systems, top-rated warranties typically pay for themselves after one covered repair.

What's the difference between a home warranty and home insurance?

Insurance covers disasters (fire, theft). Warranties cover normal wear-and-tear on appliances and systems.

How much does a home warranty cost?

Top-rated plans run $40–$80/month with $75–$125 service call fees.

What's typically covered?

Core plans cover major systems (HVAC, plumbing, electrical). Add-ons cover pools, spas, and second refrigerators.

How fast is service?

Top-rated companies dispatch a licensed contractor within 24–48 hours.

Best Home Warranty Companies of 2026

The best home warranty of 2026

Amazon Protection Plans

Choice Home Warranty

AFC Home Club

First American

Select Home Warranty

American Home Shield

Frequently asked questions