Best Home Warranty Companies of 2026
We analyzed 134K reviews across Google, Trustpilot, Yelp, and Reddit to rank the top home warranty.
6
Providers reviewed
134K
Total reviews analyzed
August 2026
Last updated
The best home warranty of 2026
Get personalized offers →- 1AP
Amazon Protection Plans
4.6Our score💬 What Reddit says about Amazon Protection Plans✦ AI InsightShop Amazon's Protection Plans for appliances and electronics.Visit Amazon Protection Plans →114K verified reviews - 2AC
AFC Home Club
4.1Our scorePlatform Rating Reviews Google ★ 4.1 506 View Total ★ 4.1 506 💬 What Reddit says about AFC Home Club- Are these guys legitimate? AFC Home Club : r/homeownersr/homeowners
- America's First Choice Warranty : r/RealEstater/RealEstate
- Home Warranty Insurance : r/homeownersr/homeowners
Visit AFC Home Club →506 verified reviews - 3SW
Select Home Warranty
3.8Our scorePlatform Rating Reviews Google ★ 3.8 1.9K View Total ★ 3.8 1.9K 💬 What Reddit says about Select Home WarrantyVisit Select Home Warranty →1.9K verified reviews - 4AS
American Home Shield
3.7Our scorePlatform Rating Reviews Google ★ 3.7 15K View Total ★ 3.7 15K 💬 What Reddit says about American Home ShieldVisit American Home Shield →15K verified reviews - 5FA
First American
3.6Our scorePlatform Rating Reviews Google ★ 3.6 2K View Total ★ 3.6 2K 💬 What Reddit says about First AmericanVisit First American →2K verified reviews - 6CW
Choice Home Warranty
0.0Our scorePlatform Rating Reviews Google ★ 4.0 60K View Total ★ 0.0 0 💬 What Reddit says about Choice Home WarrantyVisit Choice Home Warranty →0 verified reviews
Frequently asked questions
Is a home warranty worth it?
For homes with aging appliances or HVAC systems, top-rated warranties typically pay for themselves after one covered repair.
What's the difference between a home warranty and home insurance?
Insurance covers disasters (fire, theft). Warranties cover normal wear-and-tear on appliances and systems.
How much does a home warranty cost?
Top-rated plans run $40–$80/month with $75–$125 service call fees.
What's typically covered?
Core plans cover major systems (HVAC, plumbing, electrical). Add-ons cover pools, spas, and second refrigerators.
How fast is service?
Top-rated companies dispatch a licensed contractor within 24–48 hours.
