Best Online Therapy Platforms in the US 2026
Talk to a licensed therapist from home. Compare 2026's top platforms.
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Frequently asked questions
›Does insurance cover online therapy?
Talkspace, MDLive, and Teladoc are in-network with major insurers. BetterHelp is out-of-network but often cheaper than a copay.
›How much does it cost without insurance?
Plans range from $65/wk (BetterHelp) to $99/session (Teladoc). Cerebral bundles therapy plus meds from $99/mo.
›Can I get medication too?
Cerebral, MDLive, and Teladoc can prescribe medication when clinically appropriate. BetterHelp and Talkspace focus on talk therapy.
›Are the therapists licensed?
Yes — every therapist on these platforms is licensed in your state and vetted with credential checks and background screening.
The best online therapy platforms of 1970
Ranked using our independent 5-factor methodology.
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